Why Pre-Qualify?

In the market for a mortgage loan? We'll be glad to talk about our mortgage offerings! Call us at (407) 898-7559. Ready to get started? Apply Now.

It is valuable to see a mortgage loan pro first, even if you haven't decided the kind of house to search for. What for? If you do not know yet how much house you want to qualify for, how can we help?

Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you will qualify for. We will achieve this by analyzing your debts and income, your employment and residence situations, your funds available for a down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

When you qualify, will present to you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that says that we are helping you to find the right mortgage loan to meet your situation and that we're confident you will qualify for a mortgage loan for a certain amount.

Power in the Pre-Qual

When you find a house that is ideal for you, and you want to make an offer, being pre-qualified for a mortgage will do a number of things. The first is that you'll know what you'll be able to afford when putting together your offer. Your pre-qualification also will make your offer more attractive to the seller, like you were bringing them a bag full of cash! They won't have to wonder if they are wasting their time if you do not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary loan amount will not be something for them to worry about. They have a virtual guarantee that they can trust your ability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly mortgage payments you can afford, and the loan amount you will qualify for. The process outlines your current financial situation - your debts, income, career, cash available for down payment, among other things. It's quick and basic; and we keep the paperwork light.

One-on-One

It is vital to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage calculators on this website. That way, we'll be able to help you get your pre-qualification letter. Then, we can make sure we have the ideal mortgage loan program for you. We are waiting to meet with you: contact us at (407) 898-7559.

Have questions about pre-qualifying? Call us at (407) 898-7559. America's Money Source answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.