Why Pre-Qualification is Important

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It is valuable to see a mortgage professional first, even before you've determined what type of house you hope to find. What for? How can we help you before you have negotiated an amount, and don't know yet the amount you want to borrow?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. This process outlines your current financial situation - your debts, income, career, and down payment money, among other things. We ask for a minimum amount of paperwork, with a short,basic process.

When you qualify, we give you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which says that we are working with you to find the best mortgage to fit your situation and that we're confident you'll qualify for a mortgage loan for a specific amount.

Pre-Qual Power

Armed with your pre-qualification letter, a number of advantages fall at your feet once you find the home you want to make an offer on. The first is that you can know what you can afford when determining your offer. Having pre-qualification also will make your offer more attractive to the home seller, as if you were bringing them a suitcase full of cash! They will not need to be concerned they are wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you with your pre-qualification

We can help you see how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. During this process, we look at your ability to borrow - analyzing your employment, money available for down payment, debts, income, and other circumstances. It's quick and basic; and we keep the paperwork to a minimum.


It's important to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculators on our site. That way, we will help you get your pre-qualification letter. Then, we'll make sure we have chosen the right mortgage loan program for your situation. We're waiting to hear from you: call us at (407) 898-7559.

Have questions about pre-qualifying? Call us at (407) 898-7559. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.