Why it's Important to Pre-Qualify

Shopping for a mortgage? We'll be glad to discuss your mortgage needs! Give us a call today at (407) 898-7559. Want to get started? Apply Here.

Even if you've not researched houses to view yet, it's important to see your mortgage pro first. What for? What can we do for you if you have not made your offer, and don't yet know how much you need to borrow?

Pre-Qualify

We will help determine how much of a mortgage you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. In the process, we calculate your borrowing potential - analyzing your job, money available for down payment, existing debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.

At the point you are determined to be eligible, we will prove our confidence in your ability to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Buying Power

After you locate the house that catches your eye, and you want to put together an offer, being pre-qualified for a mortgage loan will do several things. First, it helps you know how much you are able to offer. More important to the current home owner, your pre-qualification is like your having walked into their house with a bag full of cash to purchase their home! They won't need to wonder if that they're wasting their time if you do not have the ability to qualify for a high enough mortgage. The seller won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount will not be something for them to fret over. You have the capability to back up your offer.

We can help you pre-qualify

We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. This process outlines your finances - your debts, income, job, cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

While you are encouraged to benefit from our mortgage calculators on this website, it will be a good idea to sit down and talk with one of our mortgage professional team members. That way, we'll help you get your pre-qualification letter. For another thing, we may find a different mortgage program that is a better fit for you. Contact us at (407) 898-7559 to get started.

Have questions about pre-qualifying? Call us at (407) 898-7559. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.