Why Pre-Qualification is Important

Looking for mortgage advice? We'll be glad to talk about your mortgage needs! Call us at (407) 898-7559. Ready to get started? Apply Now.

It can be important to see a mortgage loan pro first, even if you haven't settled on what sort of house you hope to find. What for? How can we help you before you have made an offer, and do not know yet how much you want to borrow?


We will help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. We will accomplish this by considering your income and debts, your work and housing situations, your funds available for a down payment, required reserves, and some other things. It's quick and basic; We take pride in keeping the paperwork light.

When you are considered eligible, we prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Armed with your pre-qualification letter, a number of advantages fall at your feet once you locate the home you want to make an offer on. First, you have some concrete numbers in mind, as the amount you will qualify for on your mortgage loan. Being pre-qualified also will make your offer more attractive to the seller, like you were bringing them a bag full of cash! They won't need to be concerned that they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. You will have the sway of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

When we pre-qualify you, we help you figure out the amount you can afford in monthly payments you can fit in your budget, and the loan amount you will qualify for. During the process, we determine your borrowing potential - looking at your earning status, available money for down payment, debts, income, and other areas. It's short and basic; and we keep the paperwork light.

Face to Face

While you can use our tools to calculate mortgage variables on our website, it is a good idea to sit down and talk with one of our mortgage professional team members. That way, we'll be able to help you get your pre-qualification letter. Next, we can review your mortgage loan choices to make sure you are in the right one. Let us help you get started: Call us at (407) 898-7559.

Have questions about pre-qualifying? Call us at (407) 898-7559. America's Money Source answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.