Why it's Important to Pre-Qualify

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Even if you haven't so much as narrowed down homes to view yet, it's important to contact your mortgage professional first. Why? How can we help you before you have negotiated a purchase amount, and do not know yet how much you want to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. In this process, we calculate your borrowing power - looking at your employment, money available for down payment, debts, income, and other areas. We will ask for a minimum amount of paperwork, with a short,basic process.

Once you qualify, will give you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which documents the fact that we are helping you to find the ideal mortgage to meet your needs and that we're confident you will qualify for a mortgage loan for a certain amount.

Buying Clout

Armed with your pre-qualification letter, some advantages fall at your feet at the point you locate the home you want to put together an offer on. First, it lets you know how much you can offer. More important to the home seller, your being pre-qualified is like your having entered their house with a bag full of money ready to make the deal! They need not be concerned they are wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to be concerned about. They have a virtual guarantee that they can trust your buying power.

We can help you pre-qualify

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. During this process, we look at your borrowing capacity - analyzing your job, money available for down payment, debt, income, and other areas. It's quick and basic; and we take pride in keeping the paperwork to a minimum.

One-on-One

It's important for you to sit down and meet with us, even though you are free to also utilize the helpful mortgage calculator tools on this site. That way, we will be able to help you get your pre-qualification letter. For another thing, we could be able to locate a different mortgage option that is a better fit for you. Contact us at 4078987559 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4078987559. It's our job to answer pre-qualification questions, so we're happy to help!