Why Pre-Qualify?

	In the market for a new mortgage loan? We'll be glad to discuss our mortgage offerings! Call us at 4078987559. Ready to begin? Apply Here.

Even if you haven't so much as researched homes to view yet, it's important to visit with your mortgage loan professional first. What for? Perhaps it's hard to understand how we could help even before you begin to negotiate.

Pre-Qualify

We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In the process, we determine your borrowing capacity - looking at your employment, money available for down payment, debt, income, and other areas. It's short and basic; We keep the paperwork to a minimum.

After you are determined to be eligible, we will prove our confidence in your potential to qualify for a loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

A number of advantages open to you once you have found your next house, and have achieved pre-qualification power. The first is that you will know the amount you can afford when determining your offer. More important to the seller, your pre-qualification is like your having entered their front door with a suitcase full of cash ready to purchase the home! They won't need to wonder if that they're wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You will have the clout of a buyer ready to make the deal right now!

We will help you pre-qualify

We can help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. This process walks you through your finances - your debt, income, employment, down payment money, among other things. We will require a minimum amount of paperwork, with a short, basic process.

Face to Face

You can always use the mortgage calculators here on this site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to talk with us. We can walk you through your pre-qualification letter. Then, we can make sure we have chosen the right mortgage loan program for your situation. Let us help you get started: Contact us at 4078987559.

Have questions about pre-qualifying? Call us at 4078987559. America's Money Source answers pre-qualifying questions every day.