Why it's Important to Pre-Qualify

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It's helpful to visit with a mortgage professional first, even before you have decided the kind of home you hope to find. Why? Maybe it's hard to fathom how we could help even before you start to talk about prices and negotiations.

We Will Help You Pre-Qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. During this process, we determine your capacity to borrow - analyzing your employment, money available for down payment, debt, income, and other areas. We will ask for a minimum amount of paperwork, with a quick process.

We award you a Pre-Qualification Letter when you qualify, which says that we are confident you can qualify for up to a certain amount of mortgage loan dollars.

Pre-Qual Power

When you find a house that is right for you, and you want to put together an offer, being pre-qualified for a loan will do a number of things. First, it lets you know the amount that you're able to offer. Even more important to the seller of the house, your pre-qualification gives them confidence - as if you'd entered their house with a big box of cash to make the offer! They will not have to worry that they have been wasting their time if you do not be able to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to be concerned about. You have the sway of a buyer ready to make the deal right now!

We can help you pre-qualify

We will help you determine the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. We accomplish this by analyzing your debts and income, your employment and residence situations, the funds available for down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.

Face to Face

While you are able to try our tools to calculate mortgage variables on our website, it is a good idea to meet with one of our mortgage professional team members. We can walk you through your pre-qualification letter. Then, we'll make sure we have the ideal mortgage program for your situation. Contact us at 4078987559 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 4078987559. We answer pre-qualification questions every day.