Why Pre-Qualify?

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It's helpful to consult with your mortgage professional as soon as possible — even before you've begun researching neighborhoods. Why? Perhaps it's hard to fathom the ways in which we could help even before you begin to talk about prices and negotiations.

Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can afford, and the size of loan you will qualify for. During this process, we explore your borrowing power - looking at your earning status, available money for down payment, debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

We award you a Pre-Qualification Letter when you qualify, which states that we are confident you'll qualify for up to a predetermined amount of mortgage loan dollars.

Pre-Qualification Power

When you locate the house that is best for you, and you want to make an offer, being pre-qualified for a mortgage loan will do several things. The first is that you'll be sure what you'll be able to afford when calculating the offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you had come into their home with a bag of cash to back up the offer! They need not be concerned that they have been wasting their time if you do not have the ability to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We can help you pre-qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. In this process, we calculate your capacity to borrow - reviewing your earning status, money available for down payment, existing debt, income, and other circumstances. It's short and to the point; and we take pride in keeping the paperwork light.

One-on-One

You can certainly use the calculators on our website to calculate the size mortgage you'll be able to afford - but it's also essential to talk with us. We can walk you through your pre-qualification letter. Next, we can study your mortgage loan options to make sure you have chosen the best one. Let us get you started: Call us at 4078987559.

Have questions about pre-qualifying? Call us at 4078987559. It's our job to answer pre-qualification questions, so we're happy to help!