Why it's Important to Pre-Qualify

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It is important to consult with your mortgage loan professional as soon as possible — even before you've begun narrowing down neighborhoods. What for? Maybe it is hard to understand the way we could help even before you start to negotiate.

Pre-Qualify

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. In this process, we explore your borrowing power - reviewing your employment, money available for down payment, existing debt, income, and other areas. It's quick and basic; We keep the paperwork light.

At the point you are considered eligible, we prove our confidence in your capacity to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

Armed with your pre-qualification letter, a number of advantages fall at your feet once you locate the house you want to make an offer for. First of all, you have some concrete numbers in mind, as the total you will qualify for on your mortgage. More important to the existing home owner, your being pre-qualified is like your having walked into their house with a bag full of money ready to purchase their house! They will not have to be concerned they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You will have the clout of a buyer ready to make the deal on the spot!

We help with your pre-qualification

We will help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We achieve this by considering your income and debts, your work and residence situations, the funds available for a down payment, required reserves, and other financial considerations. It's a quick, thorough process with minimal risks for papercuts.

One on one

While you are able to benefit from our tools to calculate mortgage variables on our website, it is essential to meet with us. That way, we will help you get your pre-qualification letter. For another thing, we might locate a different mortgage choice that is a better fit for you. Contact us at 4078987559 to get started.

Have questions about pre-qualifying? Call us at 4078987559. America's Money Source answers pre-qualifying questions every day.