Why Pre-Qualification is Important

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It can be important to visit with a mortgage professional early, even if you haven't decided what sort of home to search for. Why? What can we do for you if you haven't made an offer, and don't yet know the amount you need to borrow?

Pre-Qualify

We will help you determine how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. The process outlines your finances - your debt, income, career, and down payment money, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

We give you a Pre-Qualification Letter if you qualify, which says that we're confident you'll qualify for a specific amount of mortgage loan dollars.

Buying Clout

Once you locate a house that is right for you, and you decide to put together an offer, being pre-qualified for a loan will do several things. First, you have some concrete numbers in mind, as the amount you can borrow. Even more important to the current owner, your pre-qualification status gives them certainty - as if you had come into their house with a big box of cash to make the offer! They need not be concerned they are wasting their time if you won't be able to be able to qualify for a high enough mortgage loan. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your ability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly payment you can fit in your budget, and how much we of a loan you can qualify for. The process outlines your finances - your debt, income, employment, cash available for down payment, among other things. We will require a minimum amount of paperwork, with a short, basic process.

One on one

It's important to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our website. We can begin getting your pre-qualification letter. Next, we can study your mortgage choices and be sure you have selected the right one. We are eager to meet with you: call us at 4078987559.

Have questions about pre-qualifying? Call us at 4078987559. America's Money Source answers pre-qualifying questions every day.