Why Pre-Qualification is Important

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Even if you haven't picked out homes to visit yet, it can be advantageous to see your mortgage loan professional first. What for? If you do not know yet how much house you want to qualify for, how can we help?

We Can Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through the pre-qualification process. This process walks you through your finances - your debt, income, employment, and cash available for down payment, among other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

We'll give you a Pre-Qualification Letter if you qualify, that states that we are confident you can qualify for up to a specific amount of mortgage loan dollars.

Buying Clout

Once you locate the house that is best for you, and you want to make an offer, being pre-qualified for a loan will do several things. First, it helps you know how much you're able to offer. More important to the existing home owner, your being pre-qualified is like your having entered their front door with a bag full of cash to purchase their house! They will not have to worry that that they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You will have the clout of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We accomplish this by analyzing your income and debts, your work and housing circumstances, the funds available for a down payment, required reserves, and other considerations. We require a minimum amount of paperwork, with a quick process.

One on one

You can always use the calculators available on this website to get an idea of how much mortgage you'll be able to afford - but it's also essential to talk with us. We can work toward your pre-qualification letter. Then, we'll make sure we have selected the ideal mortgage program for your situation. Let us help you get started: Call us at 4078987559.

Have questions about pre-qualifying? Call us at 4078987559. America's Money Source answers pre-qualifying questions every day.